United Bank Limited (PSX: UBL) is a commercial banks company on the Pakistan Stock Exchange and a member of the KSE-100 index. Its shares closed at Rs 409.68 on 30 Oct 2026, down 0.79% on the day. The price is 52% of the way from its 52-week low of Rs 293.25 to its high of Rs 517.00. At this price the company is valued at Rs 1,025.94 bn, or 7.0 times its earnings over the last 12 months, with a dividend yield of 7.8%.
UBL key figures
| Measure | Value |
|---|---|
| Share price | Rs 409.68 (30 Oct 2026) |
| 52-week range | Rs 293.25 to Rs 517.00 |
| Market capitalisation | Rs 1,025.94 bn |
| P/E ratio (12 months) | 7.00x |
| Price to book | – |
| Earnings per share (12 months) | Rs 58.49 (+15.0% on a year earlier) |
| Dividend yield | 7.8% |
| Sales (12 months) | Rs 1,456.19 bn |
| Profit after tax (12 months) | Rs 146.46 bn |
| Net margin | 29.9% |
| Debt to equity | 10.43x |
| Sector | Commercial Banks |
Latest results
UBL announced its results for the quarter to September 2026 on 16 Oct 2026. The figures below are as announced to PSX and may be for the company on its own, while the 12-month figures above can include subsidiaries.
| Quarter to September 2026 | This year | Last year | Change |
|---|---|---|---|
| Sales | Rs 116.20 bn | Rs 105.02 bn | +10.7% |
| Profit after tax | Rs 30.22 bn | Rs 34.70 bn | −12.9% |
| Earnings per share | Rs 12.07 | Rs 13.86 |
The next results are expected around 28 Apr 2027.
UBL dividends
United Bank Limited paid a cash dividend in 10 of the last 10 years, Rs 32.00 a share over the last 12 months, about 55% of its profit (the payout ratio). The latest payout was Rs 8.00 a share, with an ex-date of 22 Oct 2026.
| Financial year | Cash dividend per share |
|---|---|
| FY2025 | Rs 29.50 |
| FY2024 | Rs 22.00 |
| FY2023 | Rs 22.00 |
| FY2022 | Rs 11.00 |
| FY2021 | Rs 9.00 |
| FY2020 | Rs 6.00 |
| FY2019 | Rs 6.00 |
| FY2018 | Rs 5.50 |
| FY2017 | Rs 6.50 |
| FY2016 | Rs 6.50 |
Adjusted for bonus shares and splits.
Other Commercial Banks stocks
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Frequently asked questions
What is the UBL share price?
United Bank Limited (UBL) closed at Rs 409.68 on 30 Oct 2026. Its 52-week range is Rs 293.25 to Rs 517.00.
What is the P/E ratio of UBL?
UBL trades at 7.0 times its earnings over the last 12 months (EPS of Rs 58.49).
Does UBL pay dividends?
United Bank Limited paid a cash dividend in 10 of the last 10 years, a dividend yield of 7.8% at the current price.
When will UBL announce its next results?
The next results are expected around 28 Apr 2027, based on the company's past reporting dates.
Prices are closing prices from PSX; figures are from company results. Updated daily. For information only, not investment advice.